Money
Management

Having enough financial stability to cover everyday needs, unexpected expenses, and future goals is an important part of overall well-being. For some people living with HIV, financial concerns can feel stressful or overwhelming.

You may be dealing with challenges such as:

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• Increasing debt

• Calls from collection agencies

• Unpaid taxes

• Defaulted student loans

 

These situations are common and can happen to anyone. There are resources, tools, and professionals who can help you regain control of your finances. Developing healthy money-management habits can increase confidence, reduce stress, and support long-term financial stability.

This section provides information and tools related to:

• Spending and Budgeting

• Managing Credit

• Addressing Defaulted Student Loans

• Managing Overdue Taxes

• Understanding Bankruptcy